Creativity

Stephen Girard is said to have been America's very first Millionaire. He began his illustrious career as a deck-hand! He literally built his fortune the good old fashioned way! He worked hard, invested wisely and made a whole lot of money! The bulk of his fortune was made after the Revolutionary war - when the United States was in its infant years!

Men do not succeed by chance. Chance may toss you into a position of power, but if you do not possess capacity, you can never hold the place.

The first six years that Girard was in Philadelphia he made little headway. But he did not lose courage. He knew that the war must end sometime, and that when it did, there would be a great revival of business.

When others were beaten out and ready to give up, and prices were down, he bought. Merchant ships were practically useless, and so were for sale. He bought one brand-new boat and named it "The Water-Witch," for this was the name he had for his first wife - Pollie.

As soon as the war closed and peace was declared, Girard loaded his two ships with grain and cotton and dispatched them to Bordeaux.

They were back in five months, having sold their cargoes, bringing silks, wines and tea. These were at once sold at a profit of nearly a hundred thousand dollars.

Picture of Esti Ginzburg at Listal

People with a good set of flexible skills will be able to adapt. Creativity and flexibility will continue to be greatly valued. People with a certain specific set of vocational skills are going to have a tougher time without some new training."While technology may replace some workers, it also creates opportunities to use new skills.
"Some types of engineers won't be doing the type of engineering they are doing now if someone comes up with a technology that makes what they do obsolete," Hallock said. "But they are likely to do something related."
To succeed, a worker should "be an active learner