Save Early and Often

Ambition is the spur that makes man struggle with destiny. It is heaven's own incentive to make purpose great and achievement greater. —Anonymous.

An excerpt from a piece written in the early 1900s:
"What do you do with all these books?" asked the older gentleman. "Oh, that library is my 'one cigar a day,'" was the response. "What do you mean?" "Mean! Just this: when you bothered me so about being a man, and learning to smoke, I'd just been reading about a young fellow who bought books with money that others would have spent in smoke, and I thought I'd try and do the same. You remember, I said I should allow myself one cigar a day." "Yes." "Well, I never smoked. I just put by the price of a five-cent cigar every day, and as the money accumulated I bought books—the books you see there."

How much does a pack of cigarettes cost today? Five dollars ( or maybe even more )?

Imagine for a moment how much you might save if you save just $5.00 every day. At the end of just one year you would have over $1,825! That could be the start of a nice down payment on the home of your dreams. Or the start of your retirement fund. Or your investment portfolio. The possibilities are grand!

Washington examined the minutest expenditures of his family, even when President of the United States. He understood that without economy none can be rich, and with it none need be poor.

Napoleon examined his domestic bills himself, detected overcharges and errors.

Unfortunately Congress can pass no law that will remedy the vice of living beyond one's means.

We are ruined, not by what we really want, but by what we think we do. Therefore never go abroad in search of your wants; if they be real wants, they will come home in search of you; for he that buys what he does not want will soon want what he cannot buy.

There is one time honored method for achieving greater wealth. Saving your money and investing your savings wisely can yield great wealth - over the long term. The earlier in life you start saving money - the greater your potential wealth. Whatever your talents, whatever your prospects, never speculate away on a chance of a palace that which you may need as a provision.

Start saving your money today and watch your riches grow!

"When wisdom entereth into thine heart, and knowledge is pleasant unto thy soul;
Discretion shall preserve thee, understanding shall keep thee" Proverbs 2:10-11